1. Acceptance of Terms

By accessing and using financetoolskit.com (“the Site”), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this Site.

2. Use of the Site

FinanceToolsKit grants you a non-exclusive, non-transferable, limited licence to access and use the Site for personal and commercial informational purposes only. You agree not to:

• Use the Site for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorised access to any part of the Site
• Scrape, crawl, or use automated tools to extract data without permission
• Reproduce or resell any content from the Site without written permission
• Introduce malicious code, viruses, or any harmful material

3. Intellectual Property

All content on this Site, including but not limited to calculator code, written content, design, and graphics, is owned by or licensed to FinanceToolsKit and is protected by applicable intellectual property laws.

You may share links to our calculators freely. You may not reproduce, copy, or redistribute our content without prior written permission.

4. Calculator Results and Accuracy

Our calculators are provided as tools to assist with estimates and planning. All results are approximate and based solely on the inputs you provide. FinanceToolsKit makes no guarantee that calculator results are accurate, complete, or suitable for your specific situation.

You are solely responsible for any decisions you make based on results from our calculators. We strongly recommend consulting a qualified professional for any significant financial decision.

5. Advertising

This Site displays advertisements provided by Google AdSense. By using the Site you acknowledge and consent to the display of third-party advertisements. FinanceToolsKit is not responsible for the content of third-party advertisements.

6. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. FinanceToolsKit has no control over and accepts no responsibility for the content of linked websites.

7. Limitation of Liability

To the maximum extent permitted by applicable law, FinanceToolsKit shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of this Site.

8. Modifications to the Site

FinanceToolsKit reserves the right to modify, suspend, or discontinue any part of the Site at any time without notice. We may also update these Terms and Conditions at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated terms.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with applicable law. Any disputes arising from these terms or use of the Site shall be subject to the exclusive jurisdiction of the relevant courts.

10. Contact

If you have any questions about these Terms and Conditions, please contact us at hello@financetoolskit.com.